IW
Impact Wealth Advisory
Take the Scorecard
For Singapore SME Owners & Directors

Is Your Business Resilient Enough for 2026?

Take a short scorecard to identify blind spots in cash flow, key person risk, employee benefits, business continuity, and succession planning.

Take the Free Scorecard →

3–5 minutes · No cost · Instant result

10
Practical questions
8
Risk categories
100%
Educational & free

Most Singapore SMEs have resilience blind spots they are unaware of

The businesses most at risk are not necessarily the smallest. They are the ones where growth has outpaced planning, and where assumptions have not been revisited in a while.

⚠️

What if your key person is suddenly unavailable?

Many Singapore SMEs depend heavily on one founder, director, or rainmaker. If that person is unexpectedly absent, operations, revenue, and client relationships can suffer immediately.

📉

Is your revenue concentrated in too few clients?

Revenue concentration is one of the most underestimated business risks. Losing a single major client can threaten cash flow and business viability faster than most owners anticipate.

👥

Are your best people planning to stay?

Talent retention is a business continuity issue, not just an HR issue. The cost of losing key people — in recruitment, onboarding, lost knowledge, and disrupted relationships — is significant.

📋

Do you have a plan for business continuity?

Cyber incidents, operational disruptions, and unexpected events can affect any business. Those with a documented plan recover faster and at lower cost.

🔄

What happens when you step back or exit?

Most SME owners have not documented a succession plan. Without one, the business, employees, shareholders, and family members can face serious uncertainty during transitions.

🛡️

Is your business protected against risks you may not see?

Insurance gaps often only become visible at the point of a claim. A periodic review of your business coverage is a practical step that many SMEs delay too long.

How the scorecard works

Simple, practical, and designed for busy business owners.

1

Answer 10 practical questions

The scorecard covers 8 key resilience categories relevant to Singapore SMEs. Each question is written in plain business language — no jargon, no trick questions.

2

Receive your resilience score

Your results are calculated immediately and broken down by category, so you can see exactly where your business is stronger and where the gaps are.

3

Get your personalised report

You will receive a printable report identifying your top risk areas and practical recommended next steps — no obligation, no product recommendation.

4

Decide your next step

If you would like to explore any risk area further, you can book a complimentary Business Resilience Diagnostic Call at no cost.

This scorecard is designed for Singapore business owners

If you run or lead a Singapore business and want a clear, practical picture of where your resilience gaps are — this scorecard is for you.

The scorecard provides general educational insights only. It does not constitute financial advice or any recommendation.

  • SME founders and business owners with 5 to 200 employees
  • Company directors and managing partners
  • Family business owners planning for the next generation
  • Professional service firms: law, accounting, consulting, engineering
  • Business owners who have not reviewed their risk position in the past year
  • Directors concerned about employee retention or talent risk
  • Founders thinking about succession or exit planning
  • Business owners with multiple shareholders or co-founders

What your results will look like

A sample breakdown showing scores across 8 resilience categories. Your actual results will reflect your specific business responses.

Sample Score

14 / 30

Developing

Sample only

Not a real result

Cash Flow Resilience60%
Key Person Dependency30%
Employee Benefits & Retention70%
Cyber & Operational Continuity40%
Risk Transfer & Insurance80%
Succession Readiness20%
Family & Shareholder Protection50%
CSR & Social Impact65%

This is a sample illustration only. Scores shown are not based on real data.

Frequently asked questions

Take 5 minutes to understand your business resilience

The scorecard is free, takes 3–5 minutes, and gives you an immediate breakdown of your risk areas. No obligation. No product pitch.

Start the Free Scorecard →

Educational insights only · Results emailed to you · PDPA compliant

For general educational purposes only. Not financial, insurance, investment, legal, or tax advice. No guaranteed outcomes implied. Speak with a qualified professional before making any financial decisions.